eCOBbA-The best way to access finance!

Integrate existing savings groups into a data system with KYC designed to capture extensive data businesses.Cobba AI is build to optimize data science and provide accurate analysis and predictions

What we do

Digitize Communities

Digitize village community savings and lending processes, from group KYC (members information) to process and procedures undertaken by groups

Data Collection

Optimize data science to provide accurate analysis and predictions that will help users create a solid financial footprint.

Value Addition

Integrate value addition services and products for the groups/members to access including financial management knowledge, micro insurance products and capacity building.

Ecobba is a platform built to support all kinds of savings and investment groups, from SACCOS organizations to informal community societies like Chamas, ViCoBa, Stokvels and the likes, eCOBbA understands your needs

Irene Kiwia -Founder,Ecobba.

How to sign up on Ecobba

Begin access to micro-financial products like savings, loans and insurance, and use data-driven science to give access to more products through credit scoring and profiling, grow your ecosystems, expand products and services and create wealth.

1. Register for free.
Sign up online or in our app or USSD for free. All you need is a phone number or an email address.

2. Set up your information.
Tell us a little bit about yourself and set up your account.

3. Add your group members
Fill in more information about the group to activate the group.

4. Fill in group history information.
Fill in the details of your group members (name and phone numbers or emails). And they will get a notification that they have been invited to your group and that they should sign up.

5. Conduct group activities.
Continue with normal group activities. The platform has all features needed to allow you to save, request for loans, communicate and transact!

6. Enjoy being in the ecosystem.
Enjoy your new finance management tool by learning, accessing more products and services and showcasing products in the marketplace.

Why we do it

To drive industrilization via saving groups

Lack of financial services for the informal sector and products to grow their savings portfolios hinders transformation

The informal sector remains stagnant with minimal growth due to lack of capacity, access to resources, low competitiveness and access to markets.

There is minimal data around savings groups as the majority of the practice is conducted via manual channels of transactions with no record-keeping hindering members from substantial growth.

Uncoordinated efforts towards economic empowerment for the informal sector.

The features you will love















1. A saving group with few members

2. A big SACCO with hundreds/thousands of members

3. An association or cooperative with various groups

4. An institution like a bank or microfinance with various members

A safe and convenient way for group saving and investment!

Market Place

Convenient practical marketplace for community groups, micro-finances, Agri-trade associations, SME associations, lenders, cooperatives, saving schemes to optimize their accessibility and growth

Join Ecobba and start the journey in building a digital financial footprint

Frequently Asked Question

What does Ecobba stand for

Ecobba stands for online community-based banks.

What is Ecobba’s mission?

To drive industrialization via the informal sector in community-saving groups.

What if I’ve forgotten my password?

If you're logged out and you forget your password, you'll need to reset it. To do this

1.Click on forgot password

2. And click the send password reset link

How do I access my account if I have forgotten the email I used to open my account?

Please email us at and we will help you regain access to your account.

How can I change my email address?

Once you’ve logged in and taken to the dashboard

1.Click on Profile

2.Click on the edit profile button

3. Then you update your “new email”

4.And then save it by clicking on the Update profile button

The ecobba Mobile application.

Keep track of your contribution on the go with the Ecobba mobile app. Make new or repeat contribution - wherever you are - at the touch of a button.